The index shelf
Education, not advice
Broad, boring, effective — where most people should start.
Common starting points beginners often consider — not a recommendation to buy any specific fund. The same shelf is shown to everyone.
Broad Canadian market index ETFs
A single holding that owns a slice of almost the entire Canadian stock market.
XIC
MER 0.06%
iShares Core S&P/TSX Capped Composite Index ETF
- What it is
- One fund that holds almost every major company listed on the Toronto Stock Exchange.
- Who it's for
- Beginners who want broad, low-cost exposure to Canada's stock market in one holding.
- Tracks
- S&P/TSX Capped Composite Index — broad Canadian equity
VCN
MER 0.05%
Vanguard FTSE Canada All Cap Index ETF
- What it is
- One fund covering large, medium, and small Canadian companies across the market.
- Who it's for
- Beginners who want the whole Canadian market, including smaller companies, in one holding.
- Tracks
- FTSE Canada All Cap Index — large-, mid-, and small-cap Canadian equity
US market index ETFs (Canadian-listed)
Own the biggest US companies through a Canadian-listed, Canadian-dollar fund — no US-dollar account needed.
VFV
MER 0.09%
Vanguard S&P 500 Index ETF
- What it is
- One fund that holds the 500 largest companies in the United States.
- Who it's for
- Beginners who want exposure to the big US market in one Canadian-listed holding.
- Tracks
- S&P 500 — 500 of the largest US companies (unhedged to CAD)
QQC
MER 0.21%
Invesco NASDAQ 100 Index ETF
- What it is
- One fund that holds the 100 largest non-financial companies on the Nasdaq — technology-heavy.
- Who it's for
- Beginners who want concentrated exposure to large US technology and growth companies.
- Tracks
- Nasdaq-100 — 100 largest non-financial Nasdaq companies (unhedged to CAD)
All-in-one asset-allocation ETFs
A single ticker that is itself a complete, globally diversified portfolio of stocks (and bonds), rebalanced for you. Pick the risk level that fits.
VCNS
MER 0.24%
Vanguard Conservative ETF Portfolio
- What it is
- A single fund holding a mostly-bond, globally diversified portfolio.
- Who it's for
- Beginners who prefer smaller swings and prioritise stability over growth.
- Tracks
- Globally diversified — about 40% stocks / 60% bonds (conservative)
VBAL
MER 0.24%
Vanguard Balanced ETF Portfolio
- What it is
- A single fund holding a roughly even split of global stocks and bonds.
- Who it's for
- Beginners who want a middle-of-the-road mix of growth and stability.
- Tracks
- Globally diversified — about 60% stocks / 40% bonds (balanced)
VGRO
MER 0.24%
Vanguard Growth ETF Portfolio
- What it is
- A single fund holding a mostly-stock, globally diversified portfolio.
- Who it's for
- Beginners with a long time horizon who can sit through bigger ups and downs.
- Tracks
- Globally diversified — about 80% stocks / 20% bonds (growth)
VEQT
MER 0.24%
Vanguard All-Equity ETF Portfolio
- What it is
- A single fund holding stocks from Canada, the US, and around the world — no bonds.
- Who it's for
- Beginners comfortable with an all-stock, long-horizon portfolio who want one decision.
- Tracks
- Globally diversified — about 100% stocks (all-equity)
Fees (MERs) shown are as of June 2026 and can change —
confirm the current figure with the fund provider.
This is educational information, not financial advice. We are not your financial advisor — do your own research, and consider speaking with a licensed professional before investing.